- Cell : 956-454-9406
- Office : 956-616-4203
- 3307 N McColl, Suite B
- McAllen, TX 78501
- La Cross Mortgage LLC NMLS 1584260
-
Liz Cantwell
Senior Loan Officer
NMLS 346361
Take the first step!
- After a quick review of your financials, our team will work towards issuing you a pre-approval.
- Your pre-approval will be issued in the amount you can qualify for, giving you a clear target home price while you are house hunting.
- When you find your dream home, a pre-approval makes your offer stronger because the sellers know you are qualified to buy a home.
- Having your pre-approval completed before you house hunt will make the loan process smoother as you move towards financing your home.
About Me
I’ve been in the lending industry since 2017. I strive for excellent customer service to my referral partners and clients, and I’ll walk with you every step of the way. Throughout your home loan journey, I’ll be here to communicate with all parties so everyone knows where we are in the process and there is never any question about where you are or what the next step is. I specialize in FHA, Conventional, VA, and USDA, programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your loan officer for life!
Loan Types
What Loan Type is right for you ?
FHA
FHA loan with a 3.5% down payment, you need a credit score of 580 or higher.. You can even get an FHA mortgage with a 500 credit score if you have a down payment of at least 10%.
Conventional
Conventional loans allow you to borrow up to a certain amount with a credit score of 620 or higher. You must have a down payment of at least 3%. Most conventional loans have 15-year or 30-year terms. Jumbo mortgages exceed the maximum amount for conventional loans. They require a higher credit score and a down payment of at least 10%.
VA
VA Loans, backed by the Veterans Administration, provide zero-down mortgages for eligible veterans, service members, and spouses. It’s easy to compare home mortgage rates through the VA program on the web.
USDA
USDA Loans: The USDA also has a no-down-payment loan program. To qualify for this type of mortgage, you must buy a home in a rural area. The USDA mortgage also has maximum income limits depending on your family size and zip code. Like other loan types, rates can vary.
Client Testimonials
Let's get started!
La Cross Mortgage dba Home Cupid Mortgage, 3307 N. McColl, Suite B, McAllen, TX 78501,
NMLS# 1584260, Residential Mortgage Loan Company. 956.616.4203. Equal Housing
Opportunity Lender. Consult your tax and legal consultants before purchasing Real Estate.
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